Home / Housing Loan

Loan amount

Up to 90% of property value*

Tenure

Up to 30 years

Interest rate

Attractive & competitive

Tax benefits

Under Section 80C & 24(b)*

Assistance For

• Home Purchase
• Home Construction
• Eligible Home Finance Requirements
• Loan Balance Transfer, where applicable

Assistance Includes

• Application guidance
• Documentation assistance
• Application coordination
• Follow-up support

What a Housing / Mortgage Loan Can Be Used For

• Purchase

  New or resale property.

• Construction

  Construction of a house.

• Renovation

  Home renovation and extension.

• Balance transfer

  Move an existing loan to a lower interest rate.

• Plot purchase

  Plot purchase and construction.

• Prepayment

  Low charges and flexible options.

Eligibility Criteria

• Age: 21 to 65 years
• Salaried / professional / self-employed / businessman
• Minimum monthly income: ₹15,000 (salaried)
• Stable income source
• Good credit score (650 & above preferred)
• Indian resident

Meeting these criteria does not by itself mean an application will be approved. The lender, insurer or authority applies its own rules.

Documents You May Need

The document requirements listed above are a general checklist. Submission of documents does not guarantee approval, sanction, disbursement, or issuance of an insurance policy. Final eligibility, documentation, interest rates, loan amount, tenure, charges, approval, and other terms are determined by the respective bank, NBFC, financial institution, or insurance provider. Additional documents may be requested at any stage of processing.

How to Apply

1. 01ApplyShare your details with us.
2. 02Document submissionSubmit the required documents.
3. 03VerificationWe verify your documents.
4. 04ApprovalGet approval in 24 to 72 hours.*
5. 05DisbursementThe loan amount is credited to your bank account.
6. 06Enjoy your homeMove closer to your dream home.

Terms & Conditions apply. The loan facility is at the sole discretion of the lender.