1. Acceptance of Terms
By accessing or using the Eassy Finexa website, you confirm that:
- You have read and understood these Terms.
- You agree to comply with these Terms.
- You will comply with applicable laws and regulations.
- The information you provide to Eassy Finexa (through the Contact form, the Enquiry form, or otherwise) is accurate and truthful.
- You have the legal capacity to enter into these Terms, or you have appropriate authorization from a parent, guardian, or organization where required.
If you are submitting a Contact Lead or Enquiry on behalf of a company or other organization, you represent that you have authority to do so.
2. About Eassy Finexa
Eassy Finexa Solutions (OPC) Private Limited provides informational content and facilitation/assistance services relating to personal and business loans, insurance, ITR filing, GST registration, and accounting/audit support, as described in Services. Eassy Finexa helps customers understand applicable requirements and coordinates with appropriate banks, NBFCs, insurers, government portals, and qualified professionals — see About Us, Our Role.
Eassy Finexa does not itself act as a bank, NBFC, insurer, or licensed financial advisor, and does not make lending, underwriting, or approval decisions. See Financial Disclaimer.
We may introduce, modify, suspend, or discontinue features of the website from time to time.
3. No Public User Accounts
The public website does not offer visitor account registration, login, or a customer portal. You interact with Eassy Finexa through the Contact form (/contact) and the Enquiry form (/enquiry) described in Contact and, without needing to create an account.
Eassy Finexa's internal administrative Dashboard (described in) is a separate, staff-only system and is not covered by this section; it is not accessible to the public.
If Eassy Finexa introduces public account functionality in the future, these Terms will be updated accordingly before that feature launches.
4. Acceptable Use
You agree to use the website responsibly and lawfully. You must not use the website to:
- Break applicable laws or regulations.
- Commit fraud or facilitate fraudulent activity, including submitting false information through the Contact or Enquiry form.
- Harass, threaten, abuse, or harm others.
- Impersonate another person or organization.
- Attempt to gain unauthorized access to the Dashboard or any other restricted system.
- Circumvent security or access controls, including file-upload restrictions described in.
- Introduce malware, viruses, or other harmful code, including through uploaded files.
- Interfere with the operation of the website.
- Conduct unauthorized automated scraping or data collection.
- Send spam or unauthorized bulk submissions through the Contact or Enquiry form.
- Upload unlawful, harmful, defamatory, or infringing material as an attachment.
- Violate another person's privacy or intellectual property rights.
Eassy Finexa reserves the right to investigate suspected violations and take appropriate action, including rejecting or removing a submission.
5. Submissions and Attachments
When you submit the Contact form or the Enquiry form, including any files you attach, you represent that:
- You own or have the necessary rights to the information and files you submit.
- The information and files do not unlawfully infringe another person's rights.
- The information and files do not violate applicable law.
- You have the necessary permissions to provide any personal information about a third party contained in your submission (for example, a co-applicant's details).
You are responsible for the accuracy of the information and files you submit. Eassy Finexa may use your submission to provide the assistance described in Services and as further described in Privacy Policy.
6. Prohibited Content
You must not upload or submit content through the Contact or Enquiry form that:
- Is illegal or promotes criminal activity.
- Contains malicious software (see File Upload Security).
- Infringes intellectual property rights.
- Fraudulently impersonates another person.
- Contains unauthorized personal or confidential information about a third party.
- Violates applicable laws or regulations.
Eassy Finexa may reject, remove, or decline to act on a submission that violates these Terms or applicable law.
7. Intellectual Property
The website and its underlying components — including software, design, logos, branding, text, graphics, images, and documentation — are owned by or licensed to Eassy Finexa and are protected by applicable intellectual property laws, unless otherwise stated.
You may not copy, reproduce, modify, distribute, sell, license, or commercially exploit Eassy Finexa's proprietary website materials without appropriate authorization. Nothing in these Terms transfers ownership of Eassy Finexa's intellectual property to you.
Photography Credits
Some photography and visual assets used throughout the Eassy Finexa website are sourced from Unsplash and are used under the Unsplash License. Eassy Finexa does not own, and does not claim to have created, these photographs; they remain the work of the photographers credited below.
We acknowledge and credit Unsplash and the respective photographers whose work appears on this website:
Charles Forerunner, Docusign, Hunters Race, Jakub Żerdzicki, krakenimages, Micheile Henderson, Sasun Bughdaryan, Scott Graham, Sean Pollock, Tierra Mallorca, Towfiqu barbhuiya, and Tyler Franta.
People shown in these photographs are models or members of the public photographed by the respective photographers. They are not customers, employees, representatives, or lending partners of Eassy Finexa, and their appearance on this website does not imply any endorsement of, or relationship with, Eassy Finexa.
8. Feedback
If you provide suggestions, ideas, or feedback about the website or its services, you agree that Eassy Finexa may use that feedback without restriction or compensation, unless otherwise required by law. Providing feedback does not transfer ownership of your existing intellectual property to Eassy Finexa.
9. Third-Party Services and Partners
Eassy Finexa coordinates with third parties including banks, NBFCs, insurers, government portals, and qualified professionals (see Lending Partners and About Us). Your use of any third-party product or service (e.g., a loan or insurance policy from a lending partner) is governed by that third party's own terms, and Eassy Finexa is not responsible for third-party services it does not control. See Financial Disclaimer.
The website also relies on third-party service providers for hosting, email delivery, and file storage, and can display a Google Maps frame on the Contact page where you have allowed embedded content. Your use of the website may be indirectly subject to those providers' own terms. Which cookies are set, and by whom, is set out in our Cookie Policy.
10. Fees and Payments
Eassy Finexa's website does not currently charge visitors a fee to submit a Contact Lead or Enquiry, use the EMI Calculator, or browse informational content. [TBD — confirm whether Eassy Finexa charges customers directly for any facilitation service, separate from any compensation it may receive from lending/insurance partners; if so, this section must be expanded with pricing, billing, and refund terms before launch.]
Any fees, charges, interest rates, or premiums associated with an actual loan, insurance policy, or professional service are set and collected by the respective lender, insurer, or professional — not by Eassy Finexa. See Financial Disclaimer.
11. Service Availability
We aim to keep the website reliable and available, but we do not guarantee that it will always be available, uninterrupted, error-free, or free from bugs. The website may occasionally be unavailable due to maintenance, updates, technical problems, infrastructure failures, or events beyond our reasonable control.
12. Beta and Experimental Features
Eassy Finexa may occasionally provide experimental or preview features on the website. Such features may change without notice, contain bugs, or be discontinued, and are provided on an "as available" basis unless otherwise stated.
13. Privacy
Your use of the website is also governed by our Privacy Policy, which explains how we collect, use, store, and protect information submitted through the Contact and Enquiry forms.
14. Security
You must not attempt to compromise or bypass the security of the website or the Dashboard, including attempting to access systems without authorization, exploit vulnerabilities, bypass file-upload restrictions, or attack infrastructure. If you discover a potential security vulnerability, please report it responsibly — see Grievance Redressal Policy, Section 11.
15. Termination of Access
Eassy Finexa may restrict or block access to the website (including declining to act on a submission) if you materially violate these Terms, engage in fraudulent or abusive activity, or create a security or legal risk. Because the website does not use public accounts, "termination" here refers to blocking access to the website or declining to process a submission, not deactivating an account.
16. Disclaimer of Warranties
To the maximum extent permitted by applicable law, Eassy Finexa provides the website on an "as is" and "as available" basis. We do not guarantee that the website will meet every visitor's requirements, will always be available, will be completely accurate or error-free, or will be free from security vulnerabilities.
This section does not limit or replace the more specific disclaimers in Financial Disclaimer regarding loan, insurance, tax, and registration outcomes. Nothing in these Terms excludes warranties or rights that cannot legally be excluded.
17. Limitation of Liability
To the maximum extent permitted by applicable law, Eassy Finexa and its owners, operators, employees, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to your use of the website, including loss of profits, loss of data, or business interruption.
Where liability cannot legally be excluded, it will be limited to the maximum extent permitted by applicable law.
18. Indemnification
To the extent permitted by applicable law, you agree to defend, indemnify, and hold harmless Eassy Finexa and its owners, employees, and service providers from claims, liabilities, damages, losses, and expenses arising from your violation of these Terms, your misuse of the website, your submissions (including uploaded files), or your violation of another person's rights or applicable law.
19. Changes to the Website and Services
Eassy Finexa may modify, update, or discontinue features of the website from time to time, for reasons including improving functionality, security, performance, legal compliance, or business decisions.
20. Changes to These Terms
We may update these Terms from time to time. When we make material changes, we may provide notice through the website or another appropriate method. The updated Terms become effective on the date specified in the updated version. Continued use of the website after the effective date constitutes acceptance of the updated Terms, to the extent permitted by law.
21. Governing Law
These Terms are governed by the laws of India, consistent with Eassy Finexa Solutions (OPC) Private Limited's registration and registered office in Bihar, India, without regard to conflict-of-law principles, unless applicable law requires otherwise.
Jurisdiction: [TBD — confirm the specific courts (e.g., courts at Vaishali, Bihar) that will have jurisdiction over disputes], subject to mandatory consumer-protection laws.
22. Severability
If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, that provision will be modified or removed to the minimum extent necessary, and the remaining provisions will continue in effect.
23. Entire Agreement
These Terms, together with the Privacy Policy, Financial Disclaimer, and Grievance Redressal Policy, constitute the agreement between you and Eassy Finexa concerning your use of the website.
24. No Waiver
If Eassy Finexa does not immediately enforce a provision of these Terms, that does not mean Eassy Finexa has waived its right to enforce that provision later.
25. Contact Us
If you have questions about these Terms, contact us:
Eassy Finexa Solutions (OPC) Private Limited
Email: info@eassyfinexa.com
Phone: +91 75429 79529
Registered Office: KHUSHAR CHOWK, NEAR HP PETROL PUMP, KUSHAR KHANPATI, MAHUA, VAISHALI, BIHAR 844122
This contact information must always match Contact exactly.
26. Important Notice
These Terms have been adapted specifically for Eassy Finexa's website and business model, but they remain a general framework. Before publishing these Terms as Eassy Finexa's final legal agreement, obtain legal advice to confirm the jurisdiction clause (Section 21) and any additional terms required for a regulated-adjacent financial-facilitation business operating in India.
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